Schedule your no cost DEBT FREE plan today.
Becoming debt free truly is possible. Our passion and purpose is to educate consumers and business owners with financial literacy and debt elimination tools so they can free themselves from the bondage of debt without the need for filing bankruptcy. We understand that many people are already struggling due to a lack of a basic financial education, therefore we do not charge any fees for our services.
Are you 100% sure you are going to have a great retirement, or do you have some doubt? If you do feel doubt, you are definitely not alone, especially in these uncertain times. Most people want to retire comfortably, debt free and with enough free time to enjoy the things that are important to them but unless they learn how to manage their money better, very few will ever get there.
What if we could show you how to eliminate all of your debt in 9 YEARS or less, including your mortgage & student loans, without spending any more money than you already do? Many Americans are on an endless treadmill, with goals to be further ahead but are unable to get there because of interest payments, taxes, tuition, inflation, the rising cost of health care, and now the worry of the coronavirus pandemic. This puts even more financial stress on families that are already struggling to make ends meet and threatens to push the economy into recession. The coronavirus may very well push more people into bankruptcy than it kills, and should also be considered a real global emergency.
What makes us different is the YOUR FAMILY BANK® debt elimination concept. A unique way to get off this endless debt treadmill. It is a simple, safe, and most importantly, effective concept utilized by banks and corporations, but mainly unknown to most hardworking families.
We strive to bridge the knowledge gap and educate our clients to help them stop paying lenders so much interest and live a debt free lifestyle. With the concept we have to share, anyone can learn how to avoid risk and secure their future with guaranteed growth that they can count on. We do all this without compromising your lifestyle. We will not consolidate your debt, we will not refinance your debt and we will not negotiate your debt. The YOUR FAMILY BANK® debt elimination approach is to ELIMINATE YOUR DEBT.
To learn how this concept can work for you, Contact Us Today!
The average individual pays out 34% of the money they earn in a lifetime to interest. This interest gets paid for car loans, credit cards, student loans, mortgages, and all the other things we finance. On top of that, approximately 40% of every dollar Americans earn is then paid out in taxes. Everything from income tax, sales tax, capital gains tax, gas tax, water tax, property tax, wealth tax, estate tax and countless more.
This leaves approximately 23% to pay for everything else like food, clothing, housing, vehicles, insurance, gas, etc.
We call this Lifestyle money.
Of this amount, less than 3% is typically set aside
for personal savings or emergencies.
Most financial advisors concentrate on the 3% savings rate.
You know what they say... “You’ve got to save more money”
but for most people this is unrealistic. At Your Family Bank, we focus on the problem of 34% being paid out in interest, and the 40% that is going to taxes. What if we could reduce the amount of interest and also reduce taxes? That would allow for more lifestyle money and would also free up cash to contribute toward increased savings and security. Using the Your Family Bank 7 steps of Money Management for debt elimination, we can do just that. We teach individuals, families, and businesses to develop a structured program to capture more of the interest that normally would be paid to financial institutions, avoid costly bankruptcy, and live a debt free life.